Umbrella Insurance Policy may fill in the gap by covering any expenses that your existing home or auto policies do not protect.
Examples of needing umbrella insurance may include:
If something happens to a visitor at your home and you are sued.
If you are in an accident with an uninsured motorist.
If you are responsible for a multi-car accident and the expenses exceed your coverage.
“One of the hardest things in life is not
being able to predict the storms that will come against us.”
Don’t be caught in the storm of “that’ll never happen to me.” Umbrella Insurance may be available at a reasonable cost to you, the value of “battening down the hatches” before the storm far surmounts the potential implications of an expected claim. Not to mention, the feeling of security and protection is priceless in itself.
An umbrella insurance policy provides additional liability coverage over and above coverage you carry on your personal insurance policies covering cars, homes, boats, etc. Most of these basic policies only provide lawsuit coverage of $300,000 or $500,000 per accident. Yet, if you injure someone seriously, you can blow those limits just in medical bills and/or lost wages. If a judgment is rendered against you for more than your coverage, you will end up paying any excess amount out of your assets and/or future income.
Examples of needing umbrella coverage may include:
- If something happens to a visitor at your home and you are sued.
- If you are in an accident with an uninsured motorist.
- If you are responsible for a multi-car accident and expenses exceed coverage.
Protect you and your family today by calling for a free quote on an Umbrella Insurance policy at an affordable rate.